518 Melton Hwy, Sydenham 3037, Victoria
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Payment Options

At My Smile Dental, we believe that Dental Health is vital but we understand that some of our patients may have different circumstances which is why we offer multiple payment options.

Please note that if you do forget your physical or digital card, we do have a pay on the day policy and payment is expected in full. The team will provide an itemised invoice in order for you to be able to claim directly after their visit from your chosen healthcare provider. 



Private Health Insurance:

We accept all MAJOR health funds including Medibank, HCF, CBHS, NIB, AHM, Bupa, Defense Health, Australian Unity & more!
Using HICAPS, we are able to claim your treatment at the time of your appointment and only  the GAP amount is payable on the day.

My Smile Dental is a preferred provider with the following insurances; Medibank, CBHS, NIB  & HCF.

hicaps nib first choiceMedibank logoCBHSHCF-Logo

Payment Types:

We accept Cash, Debit Cards, MasterCard, and VISA.

Arrangements can be made for payments via EFT.

Payment Plans:




HUMM is a popular and innovative payment method that allows customers to split their purchases into manageable installments, making it easier to budget and pay for their desired items. With HUMM, customers can enjoy their purchases now and pay later, with the flexibility to choose from a range of payment plans that suit their needs.

Experience the flexibility and convenience of HUMM today and enjoy the freedom to pay for your purchases in a way that suits your budget and lifestyle. Try HUMM and make your shopping experience even more enjoyable!

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SuperCare is an Australian company that helps access Early Release of Super to pay for essential dental treatments. SuperCare streamlines the application process required to access superannuation to pay for dental procedures as are necessary for yourself or your dependents, e.g. your spouse, partner or your child.
SuperCare is not a superannuation fund nor a financial services company. It is a type of funding assistance that allows patients to access their superannuation fund early so they can pay for the dental procedure they require.

SuperCare can help facilitate funding for most dental procedures, including:

  • Implants and Dentures
  • Oral and Maxillofacial surgery
  • Clear Aligners
  • Root Canal
  • Crowns
  • General Dentistry

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Please give us a call at 9390 9333 to find out more!


Welcoming a new payment method: AfterPay!


AfterPay is a convenient and flexible payment option that allows you to purchase now and pay later. With AfterPay, you can split your dental treatments into four interest-free installments, making it easier to manage your budget and pay for your purchases over time.

AfterPay is simple to use, with no credit checks or lengthy application processes required. Customers can simply select AfterPay as their payment option during checkout, and you can enjoy you dental treatments right away while spreading the payment.

Please don’t hesitate to call us if you have any questions at  9390 9333.

Zip Pay

Zip Pay is an interest-free buy-now-pay-later service with a credit limit of up to $10001. Repayments are based on a minimum monthly payment from as little as $10 per week.




My Smile Dental offers a variety of payment options for your convenience, including HUMM, Supercare and AfterPay. It is important to understand the terms and conditions associated with these payment providers before engaging in any transactions. By choosing any of these payment options, you agree to the following:


Independent Relationships:

HUMM, Supercare and AfterPay are independent third-party payment providers and are not affiliated with My Smile Dental. Each provider operates under its own terms, conditions, and privacy policies.


Financial Agreement:

When you choose to use HUMM, Supercare and AfterPay you enter into a financial agreement directly with the respective payment provider My Smile Dental is not responsible for any financial arrangements, fees, interest rates, or penalties imposed by these providers.


Credit Approval:

Some payment options, such as Afterpay, may involve a credit approval process. Approval or denial of credit is solely at the discretion of the payment provider, and My Smile Dental does not have control over this decision.


Payment Plans and Schedules:

Payment plans and schedules associated with HUMM, Denticare and AfterPay are determined by the respective providers. It is your responsibility to familiarise yourself with their terms and ensure compliance with agreed-upon payment schedules.


Fees and Charges:

You are responsible for understanding and complying with any fees, charges, or interest rates associated with the selected payment option. My Smile Dental is not liable for any additional costs imposed by the payment providers.


SuperCare Third-party Processing:

SuperCare assists in facilitating the application process for Early Release of Superannuation for dental treatments. Any decisions related to the approval or denial of the release of superannuation funds are made by the relevant authorities and not My Smile Dental.


By choosing any of the mentioned payment options, you acknowledge and agree to the terms set forth by HUMM, Supercare and AfterPay. It is recommended that you review the terms and conditions of each payment provider before proceeding with any transactions. My Smile Dental reserves the right to update or modify this disclaimer at any time without prior notice.